Student loans are often critical for students who do not have strong financial background and in need of financial assistance.
As the student types vary, so varies the student loans available to the students. There are graduate loans, undergraduate loans, curative loans, private loans, federal consolidation loans and so on. These loans may be in case,granted to the student or to his/her parents. Depending on the nature of your study, you can choose one.
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Who offer these loans?
Both Federal and private lenders offer a student loan. See which are available to the students
Federal Student Loans
Federal governments contribute these federal student loans. These loans are offered to the student or to the parents.
You can simply file the Free Application for Federal Student Aid (Fafsa) to apply for this type of loan. This singular form will be enough to apply for varied such federal loans for students. The advantage is that the loan does not depend on your credit. They come as loans or grants.
Federal Stafford Loans and Federal Perkins Loans are examples of such Federal student loans.
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